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    Terms of Service

    Last updated: March 30, 2026

    1. Acceptance of Terms

    By accessing or using CalcTools.co ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

    2. Use of the Site

    CalcTools provides free online calculators and educational content for informational purposes only. You may use the Site for lawful, personal, and non-commercial purposes. You agree not to:

    • Attempt to interfere with or disrupt the Site's functionality
    • Scrape, crawl, or copy content in bulk without written permission
    • Use the Site to distribute malware or engage in fraudulent activity
    • Misrepresent the source or ownership of Site content

    3. No Professional Advice

    The calculators, blog posts, and other content on CalcTools are for general informational and educational purposes. They do not constitute financial, tax, legal, or professional advice. Always consult a qualified professional before making financial decisions. See our Disclaimer for full details.

    4. Accuracy of Calculations

    While we strive to ensure all calculators produce accurate results, CalcTools makes no warranties regarding the accuracy, completeness, or reliability of any calculation. Results are estimates and should not be used as the sole basis for financial decisions.

    5. Intellectual Property

    All content on this Site, including text, graphics, logos, calculator designs, and code. is the property of CalcTools and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without prior written consent.

    6. Third-Party Links & Affiliates

    The Site may contain links to third-party websites and affiliate recommendations. CalcTools is not responsible for the content, privacy practices, or accuracy of external sites. Affiliate links may earn CalcTools a commission at no additional cost to you. See our Affiliate Disclosure for details.

    7. Privacy

    Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

    8. Limitation of Liability

    To the fullest extent permitted by law, CalcTools and its owner shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site, its calculators, or any content provided.

    9. Changes to These Terms

    We may update these Terms at any time. Changes take effect when posted to this page. Continued use of the Site after changes constitutes acceptance of the revised Terms.

    10. Contact

    Questions about these Terms? Contact us or email CalcToolsAdmin@gmail.com.

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